Richard is an astute problem-solver, with a love of people, technology and finance.

He has a background in corporate banking and finance - and spent many years as a financial advisor, during which time he designed and implemented market-leading automation and efficiency tools in his own business, which he sold in 2021. He also founded Afinitiv LLC, an SEC-registered lobo-advisor in the United States in 2019. Afinitiv has been a 'living laboratory', with which to experiment with different automation platforms and technologies, including AI, in the delivery of investment advice. Afinitiv's SEC-registration and custodial Master Account will constitute the initial infrastructure Varidiem will use to serve clients.

Richard has explored the world and worked with everyone from a head of state to farmers and retail investment clients. He is driven by a deep passion for inclusivity, efficiency and enabling people to reach their potential. He holds a Master of Business (Finance & Economics) from the University of Notre Dame Australia.

When he's not working, he's probably cooking.